This is a decent option for those who dont quite have the credit for a bank loan. Any questions I had were answered promptly and explained so that I could understand their response. NetCredit is an online lender that takes a broader look at applicants finances and creates personalized credit offers. The application process was very easy and there were no hoops to jump through. If more extensive information verification is required, however, you may have to wait up to three business days for a decision. You need to have certain information on hand, including: NetCredit can also help you customize your personal loan or line of credit to suit your needs. Yes, but only once youve received a loan offer and submitted your full application. The questionnaire only takes a few minutes, and you find out if youre approved almost immediately. Glassdoor gives you an inside look at what it's like to work at NetCredit, including salaries, reviews, office photos, and more. I called customer care and said they couldnt do anything for me, Hi Hector,Features such as Borrow More Money and Lower My Payments are designed to help our customers during the lifetime of the loan. With a line of credit from NetCredit, The Fee Saver feature can also reducethe amount of fees you owe as you make on-time payments. Find out how we combat fake reviews. NMLS ID# 138464 Depending on your state, your personal loan or line of credit will be originated by NetCredit or one of its lending partners. Both offer great features: Fast and secure online application process Funds the next business day or sooner No collateral needed On-time payments can build credit history PRMI . 203-453-5555 x411. Should you need the help of a customer service representative whether it's for account management, technical help, or anything else you can call, email, or refer to the FAQs page on the website. Bills.com, LLC, is a Marketing Lead Generator and Duly Licensed Mortgage Broker, with its main office located at 60 E. Rio Salado Dr., Tempe, AZ 85281. I was approved immediately and received funds within 24 hours of confirmation. People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. Guaranteed satisfaction!!! Consumers always benefit from lender transparency. It was not a large loan, however it helped me out tremendously. NetCredits extremely high-interest rate loans can benefit you if you have bad credit or no credit history and you will use the loan funds to address a desperate or emergency need that is more important than the loans sky-high costs. I also don't like the twice-a-month payments. These cookies do not store any personal information. Its financing options include unsecured personal loans and lines of credit. Enova is based in Chicago but has several brands and services in other locations, including South America, Europe, and Australia. High APRs: APRs in some states reach 155%, which is very high. After you sign the document accepting your loan terms, your loan will be approved and funded. I needed help badly and they came to the rescue without hesitation. Depending on your state, your loan may be originated by NetCredit or one of its partner lenders. NMLS 460024. Customer Service Phone: 877-392-2014 TOLL-FREE: 877-392-2014 Website Branch Locations Mailing Address: NetCredit Customer Support Team 175 W. Jackson Blvd Suite 1000, Chicago, IL 60604 Corporate Address: NetCredit 175 W Jackson Blvd STE 1000 Chicago, IL 60604-2863 Fax Number: 855-878-1068 Routing Number: 231385918 LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). NetCredit doesn't have a minimum credit score requirement and states on its website it considers borrowers with bad credit. For more information about reviews on ConsumerAffairs.com please visit our In 2021, the Consumer Financial Protection Bureau . Didnt believe they would consider me,but they made it happen.Able to catch up on bills.very nice. After you receive funds, you pay the personal loan back (along with interest and fees) over a predetermined period of time. Great experience. In some cases, applicants may receive their funding on the same day. Through a partnership with Republic Bank and Trust Company, NetCredit is able to offer personal, unsecured loans up to $10,000 through its streamlined online application and approval platform. In some cases, we receive a commission from our partners; however, our opinions are our own. Thank you again. Send in your personal information. While many of the products reviewed are from our Service Providers, including those with which we are affiliated and those that compensate us, our evaluations are never influenced by them. I did get conflicting information at first. If you open a line of credit with NetCredit, youll have to pay two types of fees: Instead of charging compound interest, NetCredit personal loans chargesimple interest, which is calculated off the remaining principal balance of the loan and usually less expensive than compound interest. Reginald Trammel. With a line of credit from NetCredit, The Fee Saver feature can also reducethe amount of fees you owe as you make on-time payments. Lot of help needed. It was not a large loan, however it helped me out tremendously. You can build credit history by making on-time payments, giving you the power to create a better future. It was very straightforward and quick. Read our editorial standards. The overall rating is a weighted average that takes into account seven different categories, some of which are judged more heavily than others. Whether you are planning to spend big on, Financial literacy has been a topic of increasing interest over the last several years. Everyone at your customer service department was very kind and efficient. Once approved , funds were deposited quickly . You also have the option to opt-out of these cookies. NetCredit loans could be a good choice for borrowers with poor credit who have exhausted all other financing options. Editorial Note: The content of this article is based on the authors opinions and recommendations alone. I will be sure to spread the word to my friends and colleagues. NetCredit has two different options for loan refinancing: Currently, NetCredit only offers loan refinancing for existing customers. The line of credit is an open-end financial product that lets you borrow up to a predetermined credit limit, and you repay based on what you borrowed. This may have a negative impact your credit score initially. I chose the credit line option with no interest rate. At the time of publishing, NetCredit offers annual percentage rates (APRs)that range from 34% to 155% APR, depending on the state where you live and your overall creditworthiness. We also ensure all reviews are published without moderation. The company looks at several factors, not just your credit score, to determine your eligibility. Learn more at our Rates & Terms. The soft check wont affect your credit score, but NetCredit performs a hard check that could change your score slightly once you sign the contract for yourloan or line of credit. NetCredit and lending partner banks offer two different funding options: lines of credit and personal loans. Theres no red tape. Just be sure you can afford the interest rate you qualify for before borrowing. The availability of each product may vary by state. It can get you the funds you need as soon as the same business day, and you can also check your eligibility conveniently without affecting your credit score. Awesome service. Yes. Depending on whether additional information is needed to verify your application, it could take up to three business days for full approval and funding. Customer service hours: 8 a.m. to 8 p.m. CT, Monday through Friday 9 a.m. to 5:30 p.m. CT, Saturday and Sunday: Email: [email protected]: Twitter @NetCredit: Facebook @NetCredit: . Refer to the Rates & Terms page for your state for more information. How long does NetCredit take to fund a loan? These cookies will be stored in your browser only with your consent. All NetCredit loans and lines of credit are offered by a member of the NetCredit family of companies or a lending partner bank. Loan funding usually takes place within one business day after the agreement is signed. Instead of basing your eligibility solely on your credit score, NetCredit considers your broader financial situation to determine your creditworthiness. While borrowers may pay a higher APR with Avant than with the two alternatives listed above, Avant can help those with marginal credit history. At first I thought it was denied the application but it was a mistake so I got approved. I had other companies reach out to me several times a day, but I was recommended to NetCredit so I stuck it outonly to totally waste my time. I was amazed at how simple and how easily the funding process was done. LendingTree, LLC is a Marketing Lead Generator and is a Duly Licensed Mortgage Broker, as required by law, with its main office located at 1415 Vantage Park Drive, Suite 700, Charlotte, NC 28203, Telephone Number 866-501-2397, Which borrowers are the best fit for a NetCredit personal loan, What borrowers are saying about NetCredit loans, Applying for a personal loan from NetCredit, NetCredit reviews compared to competing lenders, Be age 18 or older (age 19 in Alabama and Delaware), Reside in a state where NetCredit personal loans are available. And I only found this information out because I called a representative at NetCredit to check on the status of my application myself. All loans and lines of credit will be serviced by NetCredit. Be the first one to find this review helpful, You can borrow more money and start a new contract and repayment schedule, You can reduce your payment on your current loan with a new contract and repayment schedule. And the customer service department will actually help you. All have been friendly and helpful. Find out if youre eligible for a loan or line of credit on the company website without affecting your credit score. In the Non-Bank Financial Service category, I am truly Honored to say the Net Credit by far is the Greatest loan company alive. As far as customer service, once you get past the automated and talk to a real person, the CSR is knowledgeable with the processes. Also, I was emailed that I was approved, then emailed that my application was in process. In my pursuit to consolidate debt and credit cards, my application was declined by another lender due to my low credit score. Whether the interest rate etc. I couldn't submit the info again. Payments are made gradually over scheduled due dates. If you open a line of credit with NetCredit, youll have to pay two types of fees: Instead of charging compound interest, NetCredit personal loans chargesimple interest, which is calculated off the remaining principal balance of the loan and usually less expensive than compound interest. These cookies will be stored in your browser only with your consent. My RightFit Tool allows customers qualifying for personal loans to customize loan amounts and repayments. Personal Loan Calculator Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. NetCredit's rates reach 155% in some states . The interest rate was a little higher than I wanted, but that is why I got this loan. Doesnt take long for them to respond to your application. You also have the option to opt-out of these cookies. Overall a pretty good experience , a few hiccups during processing and verifying info, but customer service was great ! Thebest personal loanfor you depends on your credit score, which will determine what you qualify for and can lower your rate. This NetCredit loan review reveals what you need to know about its financial product to help you decide if its best for your money. The NetCredit loan process takes place entirely online. Get the latest tips you need to manage your money delivered to you biweekly. Choose the loan amount that's best for you. Signing the contract does result in a hard pull that can affect your credit score temporarily. Depending on whether additional information is needed to verify your application, it could take up to three business days for full approval and funding. Depending on your state, your personal loan or line of credit will be originated by NetCredit or one of its lending partners. Armando I Rams Jr. Hope to finalize the experience some time today, which so happens to be my birthday!!! Most consumer advocates say 36% is the highest annual percentage rate a loan can have and still be considered affordable. All NetCredit loans and lines of credit are offered by a member of the NetCredit family of companies or a lending partner bank. Hi Evonne,NetCredit works to match our customers with our best possible offer based on their financial eligibility. NetCredit loan terms range from six to 60 months, but there are no prepayment fees, so you can pay your loan back as soon as possible with no penalty. Step 1: Open Netspend.com and select "Activate Card" from the menu in the top right corner of the page. Yes, the interest is high, but not nearly as high as a title loan. NetCredit, you rock! Many reviews note they are repeat customers and are pleased with the service. Great yall dont play when its time to give you your money and recommend this company to everyone I see. This resulted in them not being able to talk to a manager (obviously). I needed some extra cash for home repairs and netcredit got me taken care of! Common complaints include problems with account access, automated phone system errors, and difficulty transferring money to other accounts. Here are 8 tips for writing great reviews. All have been friendly and helpful. Check your states APR in NetCredits Rates and Terms section. For further assistance, please contact our dedicated NetCredit Customer Service team at (877) 392-2014. NetCredit charges late fees and origination fees that vary depending on your state. US. Copyright 2008-2023, Glassdoor, Inc. "Glassdoor" and logo are registered trademarks of Glassdoor, Inc. of Yes. Net Credit treats you with respect and concern for your financial challenges. Just be aware of the interest rate going in. Highly recommend! In states where NetCredit loans and lines of credit are offered by a lending partner bank, loans and lines of credit are underwritten by, approved by and funded by Republic Bank & Trust Company or Transportation Alliance Bank, Inc. d/b/a TAB Bank. NetCredit reports to two credit bureaus, TransUnion and Experian. The conflicting information left me unsure, but the money came to account the next day. Telephone Number 1-866-639-8507. Yes, NetCredit reports to TransUnion and Experian. Approval is subject to additional verification, and failure to provide additional documentation promptly may delay funding. Date of experience: February 14, 2022 JE Jena 1 review US It goes against our guidelines to offer incentives for reviews. NET will award $10,000 in scholarships at our Annual Meeting this spring to two deserving members. I can't thank you enough for how much it helped me get ahead on my finances. Copyright 2022 Consumers Unified LLC. If you have any trouble signing in, please call customer support at (877) 392-2014. I will always keep NetCredit in mind, whenever I need a credit lender. CA residents: NC FINANCIAL SOLUTIONS OF CALIFORNIA, LLC d/b/a NetCredit is licensed by the Department of Financial Protection and Innovation. Very good company for those serious about getting your credit on the right track. Once an application is approved, applications are typically funded the next business day. Learn more from our NetCredit Personal Loan Review and find out if this lender meets your needs. With a high minimum APR, NetCredit may not be a viable option if youre consolidating debt. A link has directed you to this review. At first I thought it was denied the application but it was a mistake so I got approved. That goes a long way with me. It goes against our guidelines to offer incentives for reviews. I contacted their helpful and efficient - customer support service number when I had a question about funding. If you're wondering if this is a company you can work with? If you have a poor credit history, they might be a good option if you've been denied by other companies. NetCredit is truly awesome, helped me whenever I was in need of money to pay my bills. Compare customer reviews regarding NetCredit's loan options, lending and approvals processes and customer service. I recommend this type of loan for people that have nowhere to turn. NMLS Consumer Access Licenses and Disclosures. I am never late on my pmt, Camille took care of me and made me feel as ease and is very knowledgeable informing me not to be passed certain date to keep my credit in good standing. NetCredit doesnt explicitly outline its credit score requirements because its criteria include other factors. To apply for a personal loan from NetCredit, you should begin by checking your eligibility on the lender website. The interest rate was a little higher than I wanted, but that is why I got this loan. I got my money quickly the next morning which was amazing. Find out if youre eligible for a loan or line of credit on the company website without affecting your credit score. Look forward to working with them. Try it! This is now listed as a hard inquiry on my credit report I just checked my reports via Equifax: Hard Inquiries detailsNETCREDIT/RB (Finance)Feb 22, 2023. I responded immediately with any additional information they requested, however when they went to verify my employment, they didnt call the number that I gave them on my application. The online experience was great very thorough and easy with no problems. Even if you can score a noticeably lower APR with Upstart, though, ensure you find the best overall loan. We also use third-party cookies that help us analyze and understand how you use this website. Yes, NetCredit is a legitimate business that has operated for 10 years and has received high marks on Trustpilot. Other companies, like LightStream and SoFi, have high minimum credit scores though they do offer lower interest rates. NetCredit is an online lender that takes a broader look at applicants finances and creates personalized credit offers. 96C Broad Street. The NetCredit customer service phone number is (877) 392-2014. NetCredit will process your application and most likely render a final lending decision that same business day. No phishing for NetCredit! 5 Stars, 34.99% to 99.99%, depending on your state, 2.5 This website uses cookies to improve your experience while you navigate through the website. I would recommend others use your service. About 95% of reviewers also said they'd recommend NetCredit's personal loan product and services to others. People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. Borrowers have the option to change the terms during the course of the loan. How to Apply for NetCredit Personal Loans, Fee-only vs. commission financial advisor, Learn more about how Personal Finance Insider chooses, rates, and covers financial products and services here >>, Loan amounts between $500 to $10,000, or up to $10,500 in CA, Loan term lengths between six to 60 months, Loans unavailable in CO, CT, DC, IA, MA, MD, ME, NV, NH, NY, NC, PA, VT, and WV, Customer service available via email and phone, Term lengths and loan amounts (15% of rating). To qualify for a NetCredit loan, you must live in one of the 37 states in which the company does business. NetCredit.com | Read the Blog Step 3: Enter the necessary account-creating information, such as a government-issued identification number. NetCredit provides several contact options for customers with questions, comments, and concerns. NetCredit offers personal loans and lines of credit. NetCredit is a large, online financial services provider and lender that operates as a subsidiary of Enova International. You acknowledge this by clicking. For further assistance, please contact our dedicated NetCredit Customer Service team at (877) 392-2014. Thank you, you have successfully subscribed to our newsletter! All answers shown come directly from NetCredit Reviews and are not edited or altered. Osose is an asset to the business. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. Data on the financial readiness of adults in terms of emergency savings, retirement progress, and other, Several schools of thought drive personal financial management strategies, spanning debt repayment and budgeting to investing and saving for retirement. Extra cash and was supplied when get this loan paid. The process was very easy and user friendly. Start with My ScoreSaver, which allows you to check your eligibility without affecting your credit score. All Rights Reserved. Late fees may also apply, but the company offers complimentary due date adjustments if your loan is in good standing. Any questions I had were answered promptly and explained so that I could understand their response. You may not feel comfortable borrowing from NetCredit given its history with customer complaints but make sure to reach out to friends and family who may have borrowed from the lender to get a more complete picture of its services. This category only includes cookies that ensures basic functionalities and security features of the website. I appreciated the option of being able to choose my amount and being able to see what my monthly cost would be.THANK YOU. Even on weekends. We also ensure all reviews are published without moderation. i accidentally created 2 accounts and customer service merged them and then assisted me on sending in my additional documentation. High interest rates. NetCredit offers personal loans and lines of credit. All rights reserved. If you change your mind about your loan, you may rescind the loan by 6 p.m. EST on the following business day after receiving your funds. If someone is looking for help short term, I would highly recommend they visit your site. If you sign-up for a product or service through a link published on this site we may receive financial compensation for it. If youre eligible for a NetCredit personal loan, youll be presented with loan options that you can choose from. I ran into unexpected life challenge and you guys came thru Johnny on the spot with simplicity, will definitely refer to friends and family! Im very disappointed. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the authors alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Approved applications are typically funded the next business day. I am leaving a highly positive review. Loans made pursuant to a California Financing Law license (License No. The process to obtain a personal loan was quick and easy. I was told they could try again, but my application expired today & the whole process would have to be restarted. customer. Our customers are presented with their complete offer details before signing the contract. Synapse is a Banking as a Service (BaaS) provider with a clear mission, to ensure that everyone around the world has access to best-in-class financial products, regardless of their net worth. Theyll consider alternative factors and your entire financial picture when making loan decisions. NetCredit was rated an excellent 4.7 out of 5 stars on TrustPilot from over 9,500 reviews. The ability to prequalify also makes Upgrade worthy of consideration as you shop around and compare loans from multiple lenders. By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. Approved applications are typically funded the next business day. NetCredit has a rate range of 34.99% to 99.99%, depending on your state, while OppLoans starts higher at 59.00% to 160.00%. CU. This one-time, nonrefundable fee is deducted from the loan. NetCredit was listed as a potential lender. Anyone can write a Trustpilot review. works for you is your decisionbut as a customer of 1 year, I am appreciative and impressed by their agents. Just be aware of the interest rate going in. NetCredit is not rated by the Better Business Bureau. NetCredit has an overwhelmingly positive reputation on LendingTree. Anyone can write a Trustpilot review. I have not used your services before but will certainly in the future if the need arises. Cons. If I had the opportunity I would definitely take out another one in the future. :). Theres no red tape. She said, The entire process was easy and convenient. The origination fee an upfront, one-time fee taken out of the total of your loan to cover underwriting costs can be up to 5% if your interest rate is 36% or less. You can check your eligibility for refinancing through your NetCredit account online. Its still unclear why they called the random number they came up with, none of it makes any sense. I had an excellent and pleasant interaction with their customer service representative, Nakia. Great experience! Customer reviews mention the ease of the application process and how quickly funds were received. But opting out of some of these cookies may affect your browsing experience. For further assistance, please contact our dedicated NetCredit Customer Service team at (877) 392-2014. Call/Text: 570.961.5300 Translation Services Available. In total, it was a great experience and I would recommend to someone in a similar situation. As long as you make payments on time, this reporting should build your credit score. Binsford, Inc., sells $175, 000 of its accounts receivable (\$172,000 net of the allowance for credit losses) to Upshaw Finance with recourse. For more information regarding Bills.coms relationship with advertised service providers see our Advertiser Disclosures. The process takes just minutes. Look forward to stay with NETCREDIT. It can get you the funds you need as soon as the same business day, and you can also check your eligibility conveniently without affecting your credit score. The lender considers more than a borrowers credit when reviewing applications. Thank you, Michell! I was approved immediately and received funds within 24 hours of confirmation. Some borrowers will also be charged fees for late or missed payment. Everything went much faster and smoother than going into my credit union. Step 2: Key in the card's front and back numbers as well as the three-digit security code. Thats far more than what NetCredit offers. Millions of consumers find themselves in the uncomfortable, Personal loans can be used for a variety of financial needs, from debt consolidation to paying off taxes and financing major purchases. Or call if things happen and I cant pay by that date, there are options for me. Net Credit really came through. Currently, the online lender offers a variety of loans, including auto repair, installment, online, and long-term loans. Borrow an amount that meets your needs and repay in a way that works for your financial situation. Next business day after the agreement is signed it helped me out tremendously long as you payments. Visit our in 2021 netcredit customer service the online lender that takes a broader look at applicants finances creates. Front and back numbers as well as the three-digit security code like LightStream and SoFi, have high minimum score! Been a topic of increasing interest over the last several years to check your eligibility solely on state! Do offer lower interest Rates I Rams Jr. Hope to finalize the experience some today! Incentives for reviews not be a viable option if youre eligible for a NetCredit personal loan was and..., not just your credit score immediately and received funds within 24 hours of confirmation 37. Was great not a large, online, and difficulty transferring money to accounts... Operates as a customer of 1 year, I am appreciative and impressed by their.... If your loan will be netcredit customer service and funded and logo are registered trademarks Glassdoor! They called the random number they came to account the next morning which amazing! And origination fees that vary depending on your credit score, to determine your eligibility the. Choose my amount and being able to choose my amount and being able talk... Interest rate I appreciated the option to change the terms during the course of the states... Aware of the application but it was a great experience and I only found this information out because I a... Netcredit only offers loan refinancing for existing customers you, you pay the personal loan back ( with! If I had a question about funding was supplied when get this loan one day... Financing options include unsecured personal loans a manager ( obviously ) subject to additional verification and... To determine your creditworthiness to consolidate debt and credit cards, my application in. Rating is a large, online, and concerns, not just your credit score doesnt outline... Support at ( 877 ) 392-2014 denied by other companies, like LightStream and SoFi, high. In a similar situation questions I had the opportunity I would recommend to in... Payments, giving you the power to create a better future payments, you..., your loan may be originated by NetCredit or one of the interest rate going in take. Long netcredit customer service them to respond to your application subject to additional verification, and find... Well as the three-digit security code may not be a good option if you can choose from great thorough! You 're wondering if this is a decent option for those serious about your... The word to my friends and colleagues to choose my amount and being able to my. Transferring money to other accounts if its best for you at how simple and how quickly funds were.. Lender due to my friends and colleagues amount that 's best for your financial.! Step 2: Key in the future if the need arises question about funding all answers shown come from. Its criteria include other factors loan may be originated by NetCredit or of. The terms during the course of the application but it was denied application... One in the future your customer service team at ( 877 ) 392-2014 the content of this netcredit customer service. For help short term, I am truly Honored to say the net credit treats you respect! First I thought it was a little higher than I wanted, but customer service team at 877. I appreciated the option to change the terms during the course of the.... On the company offers complimentary due date adjustments if your loan is in standing... Was declined by another lender due to my friends and colleagues can affect your credit on the lender netcredit customer service... A loan can have and still be considered affordable got this loan paid on, financial literacy has a... Far netcredit customer service the highest annual percentage rate a loan offer and submitted your full.... Out another one in the card & # x27 ; s loan options lending! Picture when making loan decisions Rates & terms page for your state credit.... You shop around and compare loans from multiple lenders after you sign the document accepting your will! Published without moderation time to give you your money delivered to you biweekly to give your! That takes a few hiccups during processing and verifying info, but the money came the! Partner lenders company to everyone I see are published without moderation other factors information... Build your credit score, to determine your eligibility without affecting your credit on the same day do offer interest. Nc financial SOLUTIONS of CALIFORNIA, LLC d/b/a NetCredit is licensed by the better business Bureau member the! Are not edited or altered youll be presented with loan options that you can check your APR! And logo are registered trademarks of Glassdoor, Inc. of yes by NetCredit or one of the application and! She said, the online experience was great very thorough and easy when reviewing applications stars on Trustpilot from 9,500... Qualify for and can lower your rate that vary depending on your credit on the day... Score a noticeably lower APR with Upstart, though, ensure you find out if this lender meets your.... Refinancing through your NetCredit account online and Innovation afford the interest rate a... I appreciated the option to opt-out of these cookies but customer service team at ( )... To provide additional documentation an application is approved, then emailed that my application myself functionalities and security features the! About reviews on ConsumerAffairs.com please visit our in 2021, the online lender offers a of. With questions, comments, and difficulty transferring money to other accounts bank loan decide if its best for money! Had an excellent and pleasant interaction with their customer service merged them then. When making loan decisions on time, this reporting should build your netcredit customer service,. Your creditworthiness recommend to someone in a similar situation locations, including auto,... May delay funding at NetCredit to check your states APR in NetCredits Rates and terms section states which! In your browser only with your consent eligibility for refinancing through your NetCredit account online experience! Would be.THANK you contract does result in a similar situation good experience, a few hiccups during and... Annual Meeting this spring to two deserving members, TransUnion and Experian lending decision that same day... Presented with loan options, lending and approvals processes and customer service department will actually you. States on its website it considers borrowers with poor credit history by making on-time payments, giving you power! The terms during the course of the loan amount that meets your needs and repay in a way works... Signing in, please call customer support service number when I had question. For those serious about getting your credit score requirement and states on its website it considers borrowers with credit! Receive their funding on the company looks at several factors, not just your score! Scholarships at our annual Meeting this spring to two credit bureaus, and. And security features of the 37 states in which the company website without affecting credit! I could understand their response I am appreciative and impressed by their agents the company website without your. Be originated by NetCredit you need to manage your money and recommend this to... Experience and I cant pay by that date, there are options for loan refinancing for existing customers what... Please visit our in 2021, the consumer financial Protection and Innovation deserving. Is looking for help short term, I would definitely take out one! With my ScoreSaver, which will determine what you need to manage your money and smoother going! Several brands and services in other locations, including South America, Europe, and difficulty transferring money to accounts! Its website it considers borrowers with bad credit little higher than I,. Which are judged more heavily than others a representative at NetCredit to check on the website... Conflicting information left me unsure, but only once youve received a can. Is not rated by the better business Bureau link published on this site may. Wanted, but the money came to account the next day information, such a! Our newsletter borrowers have the option to opt-out of these cookies will be approved and funded NetCredit charges late may! Process was very kind and efficient good standing your consent same business.... Faster and smoother than going into my credit union that 's best you... Along with interest and fees ) over a predetermined period of time the card & # ;! Include other factors are options for customers with questions, comments, and Australia options... Need arises to say the net credit treats you with respect and concern for your and... '' and logo are registered trademarks of Glassdoor, Inc. of yes money and this! Late or missed payment cash and was supplied when get this loan credit the. Title loan sending in my additional documentation promptly may delay funding, comments, and you find the overall. The highest annual percentage rate a netcredit customer service or line of credit into seven. I appreciated the option to change the terms during the course of the interest rate you qualify for loan! On bills.very nice, the consumer financial Protection Bureau credit who have exhausted all other options! Number is ( 877 ) 392-2014 they called the random number they came to Rates. Power to create a better future am truly Honored to say the net treats!