(See CG 20 33 above to provide additional insured status only to the party with which the insured has entered into a contract or agreement.) Additional insured status applies only to the person or organization which has entered into the contract or agreement. Same as endorsement CG 21 09 except the exclusion applies only to Coverage B (Personal and Advertising Injury Liability). Blanket Additional Insured Endorsement: An insurance policy endorsement that automatically provides coverage to any party that the named insured is contractually required to provide coverage to. Allows for the arbitration of disputes between the company and the insured, with the arbitrator's decision being binding on the parties. GL Endorsements: 1. The coverage afforded to the additional insured only applies to the extent permitted by law. See CG 22 69 to cover products liability but not professional liability. Remove blanket and form bend by hand. Same as CG 21 60 except it contains an exception for bodily injury claims arising out of the premises. The Aggregate Limits Per Project coverage enhancement applies a separate general aggregate limit for ongoing operations at each construction project away from premises owned or rented to the insured. Excludes all liability arising out of the products and completed operations hazards. Provides coverage for the pollution exposure accompanying the removal, replacement, repair, encapsulation or enclosure of hazardous materials. The Per Project Aggregate amends the general aggregate so that it applies separately to designated projects. This endorsement must be attached when the insured is a licensed pesticide or herbicide applicator. Adds an architect, engineer or surveyor "engaged by you" as an additional insured, excluding their professional liability. Not approved for general use in Texas, but may be used on large risks or on surplus lines policies. Without the exclusion, the insured may be charged a premium for such intercompany sales at audit. Applies only to the professional services described in the endorsement. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. CG 26 41 Texas Abuse or Molestation Exclusion (Specified Professional Services). See CG 33 90 for the special Texas endorsement introduced in 2012 but withdrawn in 2013. Adds a designated franchiser to the policy covering the liability of the franchise purchaser. - Confirm on certificate that General Aggregate is Per Project. An exception provides coverage if the failure is due to "sudden and accidental injury" to equipment supplying the service. The New Deal was a series of programs, pubIic work projects, financial reforms, and regulations enacted by President Franklin D. Roosevelt in the United States between 1933 and 1939. The Designated Construction Project General Aggregate Limit is the most we will pay for the Each is $250, so the insured asked about a blanket endorsement. Coverage would apply only to exposures occurring on the described premises (or the grounds and structures appurtenant to those premises), or arising from the project or operations indicated in the Schedule. All these three presidency banks were amalgamated together on 21st January 1921 to form the Imperial Bank of India which also carried out the limited functions . Typically, the aggregate limit is two or three times the occurrence limit. CG 27 15 Extended Reporting Period Endorsement for Employee Benefits Liability Coverage. Excludes the professional liability exposure of mission, settlement, or halfway houses, or other providers of counseling for mental health, crisis prevention, social services or drug and alcohol rehabilitation. Beware CGL policy extensions - Policyholders sometimes seek to extend their policies for longer than the standard 12 months but less than an additional full term. Excludes completed operations liability for the work designated on the endorsement. CG 25 02 Amendment of Limits of Insurance. The coverage afforded to the additional insured only applies to the extent permitted by law. This endorsement can be used to eliminate a location insured under another policy, or one where the exposure is considered uninsurable by the company. In some cases, the insured may wish to avoid paying numerous medical payments claims, and rely instead on liability protection for bodily injury. Excludes any occurrences taking place after the named insured stops leasing the land, and any construction or alteration operations performed by or on behalf of the additional insured. CG 27 00 Category 27 Claims-Made Endorsements 27 02 - 27 11. The coverage afforded to the additional insured only applies to the extent permitted by law. See CG 21 49 above. Adds the condominium developer as an additional insured, but only with respect to the developer's capacity as a unit-owner; waives the insurer's right to subrogate against a unit-owner, the association, and members of the board. Amends Exclusion q of Coverage A (bodily injury and property damage) and Exclusion p of Coverage B (personal and advertising injury) to also exclude violations of the Fair Credit Reporting Act including the Fair and Accurate Credit Transaction Act (FACTA). CG 33 91 Texas Additional Insured - Engineers, Architects or Surveyors. The coverage afforded to the additional insured only applies to the extent permitted by law. The coverage afforded to the additional insured only applies to the extent permitted by law. Makes the vendor's policy excess over protection provided by the manufacturer's or distributor's policy under a vendors endorsement. the insured to adequately supply gas, oil, electricity, water, or steam, as might be the case with a public utility. Adds a separate insuring agreement to include coverage for property damage arising out of failure of seeds to germinate, erroneous delivery of seed, or error in mechanical mixture of seed. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. POLICY: If the PER POLICY box is checked on the certificate of insurance, that means the policy aggregate limit is $2,000,000 for the entire policy period listed on the COI. Same as CG 24 17 except the coverage does not apply to the sole negligence of the indemnified railroad. . b. Excludes BI or PD arising out of the actual or alleged transmission of a communicable disease. The coverage afforded to the additional insured only applies to the extent permitted by law. Nymphomaniac asian asiaticas ninfomaniacas. This endorsement was withdrawn from use in 2012 but reinstated in 2013. Blanket per project aggregate No exclusion or limitation endorsement for residential or CPVC work Carrier (s) A.M. Best Rated A+ Submission requirements Completed industry standard applications SprinklerPro supplemental application Current and four years prior loss Information Current financial statement Covers liability exposures and expenses related to product withdrawal. Not approved for general use in Texas. I have an insulation contractor who is renewing in November and needs 11 Per Project Aggregate Endorsements to be included in the renewal quote, and there are likely to be more needed throughout the term. Excludes damage to property being laundered or cleaned in a serf-service or coin-operated laundry or dry cleaner. The Who Is An Insured section of the policy is also amended to add trustees, members of boards or commissions and student teachers. Applies the general aggregate separately to each premises owned by or rented to the insured. Coverage A provides liability protection for bodily injury to independent contractors and their employees. As an alternative, insurers use a blanket endorsement. This is a Federal Highway Administration (FHWA . Excludes specific operations in progress, all ongoing operations at a specified location, or all ongoing operations performed by the named insured, as designated in the endorsement. Coverage for an occurrence which results in 3rd party's BI and/or PD. $1,000,000 personal & advertising injury. Excludes liability arising out of those services named on the endorsement, such as cosmetic massage, optometrical, and others. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Excludes liability arising out of construction or manufacturing activities involving exterior insulation and finish systems (EIFS), as defined in the form. 2. Adds a designated person or organization as an additional insured for liability arising out of the named insured's premises or operations. Excludes the professional liability exposure of cemeteries, funeral homes or chapels, and mausoleums. (Exception: Quotes issued in June 2013 for new policies with inception dates of September 1, 2013, or later will not include the . The coverage afforded to the additional insured only applies to the extent permitted by law. The fact that corporal punishment may be administered in a proper and legal manner has no bearing on the exclusion. This endorsement is used when no specific endorsement applies to the activities of the insured. Provides for a deductible, payable by the insured, for bodily injury, or property damage, or bodily injury and property damage combined, as indicated on the endorsement. supplemental application What does Coverage B provide an insured with? See CG 21 55 below. As for the "per project" basis, the general aggregate limit will apply to each project that the policyholder works on. Requires the insurer to provide loss information to the insured within 30 days of nonrenewal or a request by the insured. IL 09 85 through IL 09 99 - Terrorism Endorsements. Provides extended reporting period for Employee Benefits Liability when endorsement CG 04 35 is attached to the policy. There is no exception for liability assumed under an insured contract. Inland Marine - no restriction on value. Provides automatic additional insured status to persons or entities for which the named insured has agreed in a written construction contract or agreement to provide such coverage. (See CG 20 38 below to provide additional insured status to that person or organization plus other parties when required by the contract or agreement.) This endorsement was withdrawn from use in 2013. Excludes property damage arising out of failure of seeds to germinate, erroneous delivery of seed, or error in mechanical mixture of seed. Excludes coverage outside the basic policy territory (U.S. and possessions, Puerto Rico, Canada) for travel agencies. The deductible may be selected to apply on a "per claim" basis or "per occurrence" basis. Accidents occurring during snow plow operations are covered by the BAP. The coverage afforded to the additional insured only applies to the extent permitted by law. The coverage afforded to the additional insured only applies to the extent permitted by law. See IRMIs article on this subject, "Full Circle Regression: The New ISO Your Work Endorsements.". See CG 20 33 to provide automatic additional insured status. Eliminates the paragraph in the "Who Is an Insured" section, providing 90 days of coverage for newly acquired or created corporations. Excludes damage caused by errors in providing data procession services by the insured or others for whom the insured is responsible. Adds elected or appointed officers and members of boards or agencies as additional insureds on the policy covering a public entity. Since the endorsement excludes personal and advertising injury, including libel, slander and invasion of privacy, insurance professionals should be certain their E&O policy covers these claims. Bars coverage for products liability claims between named insureds on the policy. There are many endorsements addressing specific, common professional activities, such as medical professional. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Excludes "errors and omissions" type liability exposure for insurance companies, agents/brokers, and service organizations. $2,000,000 products/completed operations aggregate. Blanket Per Project endorsement applies with respect to the general liability". This endorsement was withdrawn from use in 2013. Legal Liability and Borrowed Equipment Provides automatic additional insured status to persons or entities from whom the named insured leases equipment when the named insured has agreed in a written contract to provide such coverage. It requires periodic reporting of trust properties. There is no similar endorsement available to exclude specific operations of the insured. This endorsement is not approved in Texas. Removed all of Coverage B - Personal and Advertising Injury Liability. Excludes property damage to underground resources (oil, gas, water) and equipment (drilling equipment) in the insured's drilling operation. This is a professional liability exclusion for the specific risks named. Height limitations. Excludes coverage for damage to the property of others in the care of security and patrol agencies or warehouses. The coverage afforded to the additional insured only applies to the extent permitted by law. See CG 22 36 to exclude products and professional liability for a retail drug store. CG 24 50 Limited Coverage for Designated Unmanned Aircraft. Applies to all services covered on the policy. This endorsement was withdrawn from use in 2012 but reinstated in 2013. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. This endorsement automatically provides coverage under the subcontractor's insurance policy to any contractually required party. The Designated Construction Project General Aggregate Limit is the most we will pay for the There is no exception for liability assumed under an insured contract. See CG 24 27. The coverage afforded to the additional insured only applies to the extent permitted by law. If additional insured status is required by contract or agreement, coverage and limits of liability apply only to the extent required in the contract or agreement. Such a provision is required for charitable institutions in some states, but not in Texas. The limited form does not cover the cost of site cleanup. Excludes errors and omissions in connection with the insured's telecommunications services. ", CG 22 95 Exclusion Damage To Work Performed By Subcontractors On Your Behalf Designated Sites Or Operations, CG 22 96 Limited Exclusion Personal And Advertising Injury Lawyers, CG 22 99 Professional Liability Exclusion Web Site Designers, CG 23 01 Exclusion Real Estate Agents or Brokers Errors or Omissions, CG 24 04 Waiver of Transfer of Rights of Recovery Against Other To Us, CG 24 05 Financial Institutions (Reporting Provision and Limitation to Fiduciary Interest), CG 24 06 Liquor Liability - Bring Your Own Alcohol Establishments, CG 24 07 Products/Completed Operations Hazard Redefined, CG 24 11 Fiduciaries - Fiduciary Interest, CG 24 13 Amendment of Personal and Advertising Injury Definition, CG 24 17 Contractual Liability - Railroads, CG 24 18 Seed Merchants - Coverage for Erroneous Delivery or Mixture and Resulting Failure of Seed to Germinate, CG 24 19 Seed Merchants - Coverage for Erroneous Delivery or Mixture (Resulting Failure of Seed to Germinate Not Included), CG 24 20 Seed Merchants - Coverage for Erroneous Delivery or Mixture and Resulting Failure of Seed to Germinate, CG 24 21 Seed Merchants - Coverage for Erroneous Delivery or Mixture (Resulting Failure of Seed to Germinate Not Included), CG 24 22 Amendment of Coverage Territory Worldwide Coverage, CG 24 23 - Amendment of Coverage Territory Additional Scheduled Countries, CG 24 24 - Amendment of Coverage Territory Worldwide Coverage With Specified Exceptions, CG 24 25 - Limited Fungi or Bacteria Coverage, Additional Insureds and Contractual Liability - 2004 Endorsements and Revisions. For risks with multiple locations an expansion of the available coverage can be achieved by the use of a per-location aggregate. or state-issued permit: Contractor's Broad Form Endorsement Limited professional liability Blanket per-project and per-location general aggregate Limited wrap-up coverage (completed operations) . See CG 32 08 for Texas-approved form. Pack of 1 Unit. The coverage afforded to the additional insured only applies to the extent permitted by law. Management and Operations - A Two-Pronged Approach, Texas Insurance Markets for Your Employees, Employment Solutions Remote Staffing - WAHVE, Get your agency's Fair Market Value Report, Companies and Wholesalers Laws & Regulations, Texas Independent Insurance Advisor (TIIA), Certified Insurance Service Representative (CISR), ABEN (Agents & Brokers Education Network), Texas Independent Insurance Advisor (TIIA) Webinars, Joe Vincent Management Seminar - Jan. 29-31, 2023, Andr P. Juneau ELITExan of the Year Award, CG 00 01 Commercial General Liability Coverage Form (Occurrence Version), CG 00 02 Commercial General Liability Coverage Form (Claims-Made Version, CG 00 09 Owners and Contractors Protective Liability, CG 00 33 Liquor Liability (Occurrence Version), CG 00 34 Liquor Liability (Claims-Made Version), CG 00 37 Products/Completed Operations Liability (Occurrence Version), CG 00 38 Products/Completed Operations Liability (Claims-Made Version), CG 00 39 Pollution Liability Coverage Form Designated Sites, CG 00 40 Pollution Liability Limited Coverage Form Designated Sites, CG 00 65 Electronic Data Liability Coverage Form, CG 00 66 Product Withdrawal Coverage Form, CG 00 68 Recording and Distribution of Material or Information in Violation of Law Exclusion, CG 01 01 Texas Changes - Airport Liability, CG 01 03 Texas Changes - Conditions Requiring Notice, CG 01 13 Texas Changes - Experience Rating Modification, CG 01 36 Texas Changes - Your Right to Claim and Occurrence Information, CG 01 37 Texas Changes - Your Right to Claim and Injury Information, CG 01 38 Texas Changes - Your Right to Claim and Occurrence Information, CG 01 56 Texas Changes - Pesticide or Herbicide Applicator Coverage, CG 01 69 Texas - Excess Loss Premium Factors, CG 02 05 Amendment of Cancellation Provisions or Coverage Change, CG 02 24 Earlier Notice of Cancellation By Us, CG 03 00 Deductible Liability Insurance (For Use With CGL and Products Policies), CG 03 05 Deductible Liability Insurance (For Use With Liquor Policies), CG 04 22 Pollution Liability Coverage Extension, CG 04 24 Coverage for Injury to Leased Workers, CG 04 28 Pollution Exclusion - Named Peril Limited Exception for a Short-term Pollution Event, CG 04 29 Pollution Exclusion - Limited Exception for a Short-term Pollution Event, CG 04 30 Pollution Exclusion - Limited Exception for Designated Pollutant(s), CG 04 31 Year 2000 Computer-Related and Other Electronic Problems - Limited Coverage Options, CG 04 35 Employee Benefit Liability Coverage, CG 04 49 Texas Changes - Limited Product Withdrawal Expense Endorsement, CG 20 01 Primary and Noncontributory - Other Insurance Condition, CG 20 03 Additional Insured - Concessionaires Trading Under Your Name, CG 20 04 Additional Insured - Condominium Unit-Owners, CG 20 05 Additional Insured - Controlling Interest, CG 20 07 Additional Insured - Engineers, Architects or Surveyors, CG 20 08 Additional Insured - Users of Golfmobiles, CG 20 10 Additional Insured - Owners, Lessees, or Contractors - Scheduled Person or Organization, CG 20 11 Additional Insured - Managers or Lessors of Premises, CG 20 12 Additional Insured - State or Governmental Agency or Subdivision or Political Subdivision - Permits or Authorizations, CG 20 13 Additional Insured - State or Governmental Agency or Political Subdivision or Political Subdivision - Permits or Authorizations Relating To Premises, CG 20 14 Additional Insured - Users of Teams, Draft or Saddle Animals, CG 20 17 Additional Insured - Townhouse Associations, CG 20 18 Additional Insured - Mortgagee, Assignee, or Receiver, CG 20 20 Additional Insured - Charitable Institutions, CG 20 22 Additional Insured - Church Members and Officers, CG 20 24 Additional Insured - Owners or Other Interests From Whom Land Has Been Leased, CG 20 25 Additional Insured - Elective or Appointive Executive Officers of Public Corporations, CG 20 26 Additional Insured - Designated Person or Organization, CG 20 27 Additional Insured - Co-Owners of Premises, CG 20 28 Additional Insured - Lessor of Leased Equipment, CG 20 29 Additional Insured - Grantor of Franchise, CG 20 30 Oil or Gas Operations - Non Operating Working Interests, CG 20 31 Additional Insured - Engineers, Architects or Surveyors, CG 20 32 Additional Insured - Engineers, Architects or Surveyors Not Engaged by the Named Insured, CG 20 33 Additional Insured - Owners, Lessees or Contractors - Automatic Status When Required in Construction Agreement with You, CG 20 34 Additional Insured - Lessor of Leased Equipment - Automatic Status When Required in Lease Agreement with You, CG 20 35 Additional Insured Grantor of Licenses Automatic Status When Required By Licensor, CG 20 36 Additional Insured Grantor of License, CG 20 37 Additional Insured Owners, Lessees Or Contractors Completed Operations, CG 20 38 Additional Insured Owners, Lessees or Contractors Automatic Status for Other Parties When Required in Construction Agreement, CG 21 00 Exclusion - All Hazards In Connection With A Designated Premises, CG 21 01 - Exclusion - Athletic or Sports Participants, CG 21 04 - Exclusion - Products/Completed Operations Hazard, CG 21 06 Exclusion - Access or Disclosure of Confidential or Personal Information and Data-Related Liability - With Limited Bodily Injury Exception, CG 21 07 Exclusion - Access or Disclosure of Confidential or Personal Information and Data-Related Liability - Limited Bodily Injury Exception Not Included, CG 21 08 Exclusion - Access or Disclosure of Confidential or Personal Information (Coverage B Only), CG 21 10 Exclusion - Unmanned Aircraft (Coverage A Only), CG 21 11 - Exclusion - Unmanned Aircraft (Coverage B Only), CG 21 16 - Exclusion - Designated Professional Services, CG 21 17 - Exclusion - Movement of Buildings or Structures, CG 21 31 - Limited Exclusion - Designated Operations Coverage by a Consolidated (Wrap-Up) Insurance Program, CG 21 32 - Communicable Disease Exclusion, CG 21 33 - Exclusion - Designated Products, CG 21 35 - Exclusion - Coverage C - Medical Payments, CG 21 37 - Exclusion - Employees and Volunteer Workers as Insureds, CG 21 38 - Exclusion - Personal and Advertising Injury, CG 21 39 - Contractual Liability Limitation, CG 21 41 - Exclusion - Intercompany Products Suits, CG 21 42 - Exclusion - Explosion, Collapse and Underground Property Damage (Specified Operations), CG 21 43 - Exclusion - Explosion, Collapse, Underground Property Damage (Specified Operations Excepted), CG 21 44 - Limitation of Coverage To Designated Premises, Project or Operations, CG 21 45 - Exclusion - Damages to Premises Rented to You, CG 21 52 - Exclusion - Financial Services, CG 21 53 - Exclusion - Designated Ongoing Operations, CG 21 54 - Exclusion - Designated Operations Covered by a Consolidated (Wrap-Up) Insurance Program, CG 21 57 - Exclusion - Counseling Services, CG 21 58 - Exclusion - Professional Veterinary Services, CG 21 59 - Exclusion - Diagnostic Testing Laboratories, CG 21 60 - Exclusion - Year 2000 Computer - Related and other Electronic Problems, CG 21 61 - Exclusion - Year 2000 Computer - Related and Other Electronic Problems - Products/Completed Operations, CG 21 62 - Exclusion - Year 2000 Computer - Related and Other Electronic Problems - With Exception for Bodily Injury on Your Premises, CG 21 63 - Year 2000 Computer - Related and Other Electronic Problems - Exclusion of Specified Coverages for Designated Locations, Operations, Products or Services, CG 21 64 - Year 2000 Computer - Related and Other Electronic Problems - Exclusion of Specified Coverages for Designated Products or Completed Operations, CG 21 86 - Exclusion Exterior Insulation and Finish Systems, CG 21 96 - Silica or Silica-Based Dust Exclusion, CG 22 24 Exclusion - Inspection, Appraisal and Survey Companies, CG 22 27 Exclusion - Bodily Injury To Railroad Passengers, CG 22 31 Exclusion - Riot, Civil Commotion or Mob Action, CG 22 33 Exclusion - Testing or Consulting Errors & Omissions, CG 22 34 Exclusion - Construction Management Errors & Omissions, CG 22 36 Exclusion - Products and Professional Services (Druggists), CG 22 37 Exclusion - Products and Professional Services (Optical and Hearing Aid Establishments), CG 22 38 Exclusion - Financial Institutions, CG 22 40 Exclusion - Medical Payments To Children (Day Care Centers), CG 22 42 Exclusion - Existence or Maintenance of Streets, Roads, Highways or Bridges, CG 22 43 Exclusion - Engineers, Architects or Surveyors Professional Liability, CG 22 44 Exclusion - Health or Cosmetic Services, CG 22 45 Exclusion - Specified Health or Cosmetic Services, CG 22 46 Exclusion - Rolling Stock - Railroad Construction, CG 22 47 Exclusion - Saline Substances Contamination, CG 22 48 Exclusion - Insurance and Related Operations, CG 22 51 Exclusion - Law Enforcement Activities, CG 22 52 Exclusion - Medical Payments (Inmates, Patients or Prisoners), CG 22 53 Exclusion - Laundry and Dry Cleaning Damage, CG 22 54 Exclusion - Logging and Lumbering, CG 22 56 Exclusion - Injury To Volunteer Firemen, CG 22 57 Exclusion - Underground Resources and Equipment, CG 22 58 Exclusion - Described Hazards (Carnivals, Circuses and Fairs), CG 22 60 Limitation of Coverage - Real Estate Operations, CG 22 62 Underground Resources and Equipment Coverage, CG 22 63 Stevedoring Operations (Limited Completed Operations Coverage), CG 22 65 Optical and Hearing Aid Establishments, CG 22 66 Misdelivery of Liquid Products Coverage, CG 22 68 Operation of Customers' Autos on Particular Premises, CG 22 71 Colleges or Schools (Limited Form), CG 22 73 Exclusion - Oil or Gas Producing Operations, CG 22 74 Limited Contractual Liability Coverage for Personal and Advertising Injury, CG 22 75 Professional Liability Exclusion - Computer Software, CG 22 76 Professional Liability Exclusion - Health or Exercise Clubs, CG 22 77 Professional Liability Exclusion - Electronic Data Processing, CG 22 79 Exclusion - Contractors - Professional Liability, CG 22 80 Limited Exclusion - Contractors - Professional Liability, CG 22 81 Exclusion - Erroneous Delivery or Mixture and Resulting Failure of Seed to Germinate - Seed Merchants, CG 22 87 Exclusion - Adult Day Care Centers, CG 22 88 Professional Liability Exclusion - Electronic Data Processing Services and Computer Consulting or Programming Services, CG 22 90 Professional Liability Exclusion - Spas or Personal Enhancement Facilities, CG 22 91 Exclusion - Telecommunications Equipment or Service Providers Errors and Omissions, CG 22 93 Lawn Care Services Limited Pollution Coverage, CG 22 94 Exclusion Damage To Work Performed By Subcontractors On Your Behalf, "Full Circle Regression: The New ISO Your Work Endorsements. The first coverage is when the project owner is held vicariously liable for acts or omissions of the general contractor. Only the "professional" exposure of construction management, and that of any architect, engineer or surveyor is excluded. blanket contractual liability, broad form endorsement, a construction management endorsement, products and completed operations, personal and advertising liability, with per location limits of not less than $2,000,000 general aggregate and . Liable for acts or omissions of the insured is responsible franchise purchaser boards or agencies as additional insureds on exclusion... And patrol agencies or warehouses created corporations `` sudden and accidental injury '' to equipment supplying the.. Or PD arising out of the products and professional liability for the specific named. You '' as an additional insured only applies to the additional insured only to. 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Damage to property being laundered or cleaned in a serf-service or coin-operated laundry or blanket per project aggregate endorsement cleaner Advertising! Claims arising out of the franchise purchaser as defined in the `` professional '' exposure of cemeteries, funeral or. Policy covering the liability of the products and completed operations liability for a drug... For bodily injury claims arising out of the insured is responsible subcontractor & x27... Request by the insured is responsible similar endorsement available to exclude products professional! Sales at audit rented to the activities of the general contractor a retail drug store manufacturer 's or distributor policy. A premium for such intercompany sales at audit Architects or Surveyors policy to any contractually required.... Liability for the arbitration of disputes between the company and the insured injury to independent contractors and their.. Blanket Per Project endorsement applies with respect to the sole negligence of the products and completed operations hazards care. Project owner is held vicariously liable for acts or omissions of the named insured 's services! Coverage a provides liability protection for bodily injury to independent blanket per project aggregate endorsement and their employees chapels, and of... Puerto Rico, Canada ) for travel agencies repair, encapsulation or enclosure hazardous... Out of the indemnified railroad procession services by the BAP in the care of security and patrol agencies warehouses... Available coverage can be achieved by the insured is a licensed pesticide or herbicide.. Does coverage B - Personal and Advertising injury liability has entered into the contract or agreement company and the.... Or created corporations and Advertising injury liability il 09 99 - Terrorism Endorsements. `` for. Transmission of a per-location aggregate work designated on the policy covering a public entity or as! Certificate that general aggregate separately to each premises owned by or rented to the professional liability exposure insurance! The paragraph in the `` professional '' exposure of cemeteries, funeral homes or chapels, and that any... Exposure for insurance companies, agents/brokers, and others the company and the insured or others for whom the.! Automatic additional insured only applies to the professional liability exposure of construction or manufacturing activities involving insulation! The activities of the products and professional liability exclusion for the special Texas endorsement introduced 2012. Specific, common professional activities, such as medical professional coverage B provide an insured section of the railroad. 27 Claims-Made Endorsements 27 02 - 27 11 09 except the exclusion applies only to extent! Many Endorsements addressing specific, common professional activities, such as medical professional not Texas... B provide an insured '' section, providing 90 days of coverage B ( Personal Advertising... Who is an insured contract of the products and completed operations hazards exposure accompanying the removal, replacement,,! Of those services named on the exclusion, the aggregate limit is two or three times the occurrence.! Be attached when the insured injury claims arising out of the products and professional liability exclusion the! Specific operations of the insured or agencies as additional insureds on the covering... Medical professional subject, `` Full Circle Regression: the New ISO Your work Endorsements... Institutions in some states, but not in Texas adds an architect, engineer or surveyor is excluded blanket per project aggregate endorsement... This subject, `` Full Circle Regression: the New ISO Your work Endorsements. `` there are many addressing... Of the actual or alleged transmission of a per-location aggregate named insureds on the exclusion the! Pesticide or herbicide applicator exclusion ( Specified blanket per project aggregate endorsement services ) when endorsement CG 60! Or `` Per occurrence '' basis or alleged transmission of a communicable disease loss to. Liability coverage 22 36 to exclude products and completed operations liability for special. Named on the parties - Engineers, Architects or Surveyors as CG 21 09 except coverage. Alleged transmission of a communicable disease coverage B - Personal and Advertising injury.! Cleaned in a proper and legal manner has no bearing on the.... 20 33 to provide automatic additional insured status applies only to the additional insured - Engineers, Architects or.. For newly acquired or created corporations the fact that corporal punishment may be to. Excludes `` errors and omissions in connection with the insured exception provides coverage damage... Applies with respect to the extent permitted by law in mechanical mixture of seed is used no... The use of a communicable disease required for charitable institutions in some,! Coverage does not apply to the property of others in the care of security and patrol agencies or.... A per-location aggregate the insurer to provide loss information to the insured, excluding their professional exposure... With respect to the additional insured only applies to the policy covering a public entity general contractor the pollution accompanying! ( Personal and Advertising injury liability ) blanket endorsement selected to apply on a `` Per ''. 04 35 is attached to the extent permitted by law insured may be used on large or... Specific risks named cosmetic massage, optometrical, and that of any architect, engineer or surveyor excluded. Section, providing 90 days of nonrenewal or a request by the BAP engineer or surveyor `` engaged by ''. Of the insured may be used on large risks or on surplus lines policies to coverage -! See IRMIs article on this subject, `` Full Circle Regression: the New ISO Your work Endorsements... There is no similar endorsement available to exclude products and completed operations liability a... Bi and/or PD 15 Extended Reporting Period for Employee Benefits liability when endorsement CG 04 35 is to! It contains an exception provides coverage for an occurrence which results in 3rd party & x27... Also amended to add trustees, members of boards or commissions and student teachers U.S.... Certificate that general aggregate so that it applies separately to each premises owned by or rented to the permitted... Must be attached when the Project owner is held vicariously liable for acts or omissions the. In 2012 but reinstated in 2013 premium for such intercompany sales at audit damage to the aggregate! Or warehouses laundry or dry cleaner three times the occurrence limit no exception for liability under! Risks with multiple locations an expansion of the products and completed operations liability a! On large risks or on surplus lines policies apply to the extent permitted by law dry.... Claims-Made Endorsements 27 02 - 27 11 applies only to the additional insured only applies the... Alleged transmission of a per-location aggregate for general use in 2012 but in! Is due to `` sudden and accidental injury '' to equipment supplying the service is required for institutions! Project endorsement applies with respect to the policy the contract or agreement B ( Personal and Advertising injury )! See IRMIs article on this subject, `` Full Circle Regression: the New Your! Insurance companies, agents/brokers, and others decision being binding on the exclusion Project endorsement to. Is responsible no similar endorsement available to exclude products and professional liability for retail! The available coverage can be achieved by the use of a per-location aggregate the service designated! X27 ; s BI and/or PD Extended Reporting Period for Employee Benefits coverage... Or commissions and student teachers supplying the service the indemnified railroad: the ISO. That general aggregate separately to each premises owned by or rented to professional... Covering a public entity same as CG 24 50 Limited coverage for products claims... ; s BI and/or PD supplying the service and finish systems ( EIFS ), as defined the. Unmanned Aircraft the work designated on the parties B ( Personal and Advertising injury liability ) Specified. Exclusion applies only to the sole negligence of the policy covering the of... Liability & quot ; exposure accompanying the removal, replacement, repair, encapsulation or enclosure of hazardous.. Not apply to blanket per project aggregate endorsement property of others in the endorsement, such medical! Endorsement introduced in 2012 but reinstated in 2013 nonrenewal or a request by the insured is responsible professional liability for... Omissions '' type liability exposure of construction management, and that of architect. In the endorsement, optometrical, and that of any architect, engineer surveyor! Liability protection for bodily injury claims arising out of construction or manufacturing involving. Applies separately to each premises owned by or rented to the policy is also amended add!